Supersize with Roths
If your employer’s 401(k) or 403(b) plan permits employees to contribute “after-tax” to a “Roth” account, you should seriously consider contributing part or all of your “elective deferrals” to your…
Read More AVOID DOL PENALTIES – 401(k) DEPOSIT RULES
The U.S. Department of Labor (DOL) regulates the timing of an employer’s payment of 401(k), 403(b) and SIMPLE-IRA retirement plan employee “elective deferrals.” If payments are not timely made, costly…
Read More SMALL EMPLOYER HRA BASICS
Effective January 1, 2017, small employers (less than 50 employees) can offer employees reimbursement of medical expenses to include personal health insurance premiums on a tax-free basis. These new programs…
Read More Save For College – Save Tax!
As employers continue to struggle to provide cost-effective employee benefit programs, AccuPay and the Indiana College Choice 529 Program have partnered to provide a no-cost payroll deduction Section 529 college savings…
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